GI Jane Finances

May 3, 2008

House of cards

Filed under: Continuous improvement — gijanefinances @ 6:44 am

Well, I am getting ready for my Sheila E. concert at the Blue Note. In between listening to Dave Ramsey’s rants against credit cards, some valid and some scare tactic, I decided to check my fico score online. Mainly, because Ramsey is advocating freezing your credit bureau scores for $10 (free in some states) to prevent identify theft and curb increasing debt load. I am not out of control when it comes to credit. You never know when it needs to be pulled for insurance or whatever. Plus, in some jobs where you need a security clearance or even if you apply for a job and they need to pull it, you are stopped in your tracks. So, I think he is getting a little “Rev Wright” on the whole credit issue.

However, I was a victim of identity theft recently and it did give me pause to at least check credit scores in the even that thief managed a hold of my info. I haven’t check them in a couple years, so now it is time. Myfico used to charge $39.95 for all three bureaus and now it is a freaking $47.95.

Nevertheless, I am pleased to report that now I am in the 800 club. Two bureaus had me at 775-788 range and Experian had me at 806. My credit history was not enough for the other two, I have 16 years and they want 19 years for them to award 800. Oh, well…color me happy.

GI Jane


1 Comment »

  1. I don’t see a lot of posts, so I’m guessing this blog is new. If you are new to blogging you might now know about link exchanging. Link exchaning is an important way to get search engine exposure. You post a link to my site and I do the same thing and we both get easy exposure.

    I’ve created a blog for Military finanaces too and would like to exchange links with you. Let me know if you are interested.

    Brandon J
    Money for Military

    Comment by Money for Military — May 8, 2008 @ 1:48 am

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