GI Jane Finances

December 15, 2009

Goal setting

Filed under: Uncategorized — gijanefinances @ 7:14 am

Inspired by Fabulous Financials, I am going to give myself a pat on the back.  I have been debt-free since April.  I am restructuring my savings since ING isn’t earning much.  I moved the house downpayment fund to Vanguard, although it isn’t earning anything now.  Made a double payment to the rental mortgage of   Ensured the Roth is maxed out at for 2009.  Increased the Thrift Savings Plan to about 19% for 2010.

Savings for 2009:





Vanguard: (House downpayment fund)


The total is after my whirlwind vacation to China and Kyoto, Japan and paying off from selling my terrible house.

Goals for 2010:



House downpayment:

Emergency fund:




This is not counting the probable tax refund and Homeowner’s Assistance Program money (inshallah).

Happy Holidays!



  1. Congratulations on being out of debt and setting new goals, Jane! If you’re interested, LifeTuner is hosting a twitter chat this afternoon about setting finance goals in the new year. Your experience would lend a lot to the conversation. You can get the details here:

    Comment by Keith Morris — December 17, 2009 @ 1:01 am

  2. Big congrats on being debt free since April

    Fabulous Financials was also a huge motivator for me when I first started!!

    And I’m interested to hear more about your trip to Kyoto Japan.

    I really want to go back to Japan for a week or two, but we’ll have to see how feasible that is for 2 of us. Japan is truly another world…

    Comment by FB @ — January 4, 2010 @ 12:14 am

    • Thank you…you are one of my favorite bloggers! I went to Kyoto in April with my mother and brother. The New Miyako is a hotel at the shinkansen/train station.
      But I stayed at the Karasuma hotel close to downtown. The best thing about the hotel was the location and awesome soaps in the bathroom. It was walking distance to the geisha (Gion) district. I did a couple of tour packages–one was an apprentice geisha show/dinner and the other to the Himeji castle (shown in the Last Samurai). Loved both packages. I also immensely enjoyed the 10,000 tori gates (as depicted in Memoirs of a Geisha) and the Kiyomizu temple. The Kiyomizu temple overlooks a charming shopping district. It was just breathtaking to see once you make it through the shops. The Golden Pavillion is also very picture worthy. My mother has a really pretty picture of it as a screen saver. The best advice given to me by my co-worker was to take taxis to the temples. You can take a bus–but it was pretty cheap and once you have a map–your own self-created tour.

      Comment by gijanefinances — January 4, 2010 @ 6:35 am

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